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Increase Your Texas Insurance Claim

Have you suffered a catastrophic insurance loss in Texas? While you're likely focused on recovering ASAP, it's also important not to lose sight of the final dollar amount of your claim. Increasing insurance settlements is vitally important because so many policyholders undervalue their claims. We want you to get everything that you're entitled so that you can rebuild and recover with confidence and the required funds.

There are three primary areas to focus on:

  • Claiming your insurance losses
  • Proving your insurance losses
  • Estimating your insurance losses

If you fail in one area, your claim will be undervalued. If you are successful in all three areas, your final settlement should reflect the reality of your loss and provide you with the maximum amount to which you're entitled to.

For example, when claiming your losses, it's crucial that you claim everything. Think those water-stained baseboards can simply be cleaned or repainted and that you shouldn't claim them on your claim forms. Think again!

You must also provide proof of your losses. Depending on the loss type and extent of the damage, photos, videos, or receipts may be needed. An insurance company adjuster may need to inspect the damage. Make sure to prioritize documenting and proving your losses. Do not allow anything to be disposed of before you have a chance to thoroughly document it.

Finally, loss estimates play a pivotal role in the final value of your claim. Even with all losses claimed and proven, estimates can come in way too low. Make sure you understand what's being estimated, how its value is being calculated, and the type of coverage your policy provides for that type of loss. For instance, if your policy has guaranteed replacement cost coverage and the adjuster basis estimates on actual cash value, the estimates will be a fraction of what they should be.

If you want to be 100 percent sure that your insurance settlement is exactly what you're entitled to, hire an Austin public adjuster to handle your claim. We can get involved at any point and we will work diligently to make sure you get the maximum settlement. Contact us today for a free, no obligation claim review.